HSA Calculator (Independent)
See your 2026 HSA contribution limit and estimated tax savings instantly. 100% private.
About this app
HSA Calculator is an independent tool for anyone with a Health Savings Account. Enter your income, coverage type and age to get your 2026 IRS contribution limit and an estimate of federal, state and FICA tax savings — no login, no account, every calculation on your device.
Key features
Frequently asked questions
Is this an official IRS app?+
No. HSA Calculator is an independent, unofficial tool and is not affiliated with the IRS, any HSA provider, bank or insurer. It is for informational purposes only.
Is it free?+
Yes, it is free with no account or login.
Where do the limits come from?+
IRS Publication 969 and Revenue Procedure 2025-19 for the 2026 HSA contribution limits, with calculations based on 2026 tax brackets and FICA rates.
Does it store my income?+
Nothing leaves your phone. Your last-used inputs are saved locally so you do not have to retype them.
Is this tax advice?+
No. It is an estimate — consult a tax professional or certified financial advisor for advice specific to your situation.
Get HSA Calculator (Independent)
Free on Google Play. No account needed.