HSA Calculator (Independent)
See your 2026 HSA contribution limit and estimated tax savings instantly. 100% private.
About this app
HSA Calculator is an independent tool for anyone with a Health Savings Account. Enter your income, coverage type and age to get your 2026 IRS contribution limit and an estimate of federal, state and FICA tax savings — no login, no account, every calculation on your device.
Key features
Frequently asked questions
Is this an official IRS app?+
No. HSA Calculator is an independent, unofficial tool and is not affiliated with the IRS, any HSA provider, bank or insurer. It is for informational purposes only.
Is it free?+
Yes, it is free with no account or login.
Where do the limits come from?+
IRS Publication 969 and Revenue Procedure 2025-19 for the 2026 HSA contribution limits, with calculations based on 2026 tax brackets and FICA rates.
Does it store my income?+
Nothing leaves your phone. Your last-used inputs are saved locally so you do not have to retype them.
Is this tax advice?+
No. It is an estimate — consult a tax professional or certified financial advisor for advice specific to your situation.
What’s new
Updated app icon and listing title. See your 2026 HSA contribution limit and estimated tax savings instantly — self-only or family, with a detailed federal/state/FICA breakdown.
Get HSA Calculator (Independent)
Free on Google Play. No account needed.